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Start the Loan Application Process
Let us better understand your business. Fill out our loan eligibility form below to get started.
Your information will be kept private; we will never send you spam emails, and we will never sell your information.
HEF Loan Products:
The HEF Small Business Loan provides supportive capital ranging from $10,000 to $150,000 to Small and Medium Enterprises (SMEs) and Minority/Women-owned Business Enterprises (M/WBEs).
The HEF Small Business Credit Builder Loan provides access to capital to existing small businesses with low-to-moderate incomes to build their credit with up to $5,000 in financing.
The HEF COVID-19 Small Business Recovery Loan will provide capital and technical assistance to ensure successful recovery for small businesses affected by the COVID-19 pandemic with up to $15,000.
To be eligible to apply for a loan, your business must:
Be located in one of HEF's target areas in New York City, including, but not limited to: the area above 42nd street, upper Manhattan, the Bronx, and several underserved neighborhoods in Brooklyn and Queens.
Be in business for 3 or more months
Not fall in one of the following industry sectors: Adult Entertainment, Alcohol/Liquor, Finance, or Real Estate
Have no outstanding tax liens or judgments, have not declared bankruptcy in the past 3 years, and does not owe any child support