HEF Credit Builder Loan

Our Credit Builder Loan is Unlike Any Other

The Harlem Entrepreneurial Fund (HEF) works in close collaboration with existing small businesses with low-to-moderate incomes to build their credit. As you repay the loan, we report the information to the three credit bureaus to help increase your credit score. Businesses can receive up to $5,000 in financing at a 12% interest rate to be repaid over 6 to 12 months.


HEF Credit Builder Loan Benefits!


Loans ranging from $500 to $5,000​

1-3 yr terms at a 12% fixed interest rate

Build personal and business credit


Need business financing, resources, or guidance?

Call (212) 749-0900 ext. 119

Harlem Entrepreneurial Fund

361 West 125th Street, Fl 2

New York, NY 10027


(212) 749-0900 x 119


HEF is a United States Treasury-Certified Community Development Financial Institution (CDFI) providing micro-financing to minority small business owners in Harlem, Washington Heights, Inwood and the Bronx.

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