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Disclaimer & Terms of Use


Terms of Use – Your use of the website or of any content presented in any and all areas of this website indicates your acknowledgment and agreement to these Terms & Disclaimers, our Privacy Policy, our Copyright & Trademarks notices and any other notices posted on this website. We shall have the right, at our sole discretion, to modify, add or remove any terms or conditions of these Terms & Disclaimers without notice or liability to you. 


Any changes to these Terms & Disclaimers shall be effective immediately following the posting of such changes on this website. 


You agree to review these Terms & Disclaimers from time to time and agree that any subsequent use by you of the website following changes to these Terms & Disclaimers shall constitute your acceptance of all such changes.


Content Disclaimer – The content and materials on are provided for informational purposes only and are provided “as is” and without warranties, express or implied, of any kind. We do not warrant or make any representations regarding the use or the result of the use of the materials on this website, or those of other websites referenced or linked to this website, in terms of their correctness, accuracy, or reliability, etc.


Any links to external websites or information provided on this website are provided as a courtesy. They should not be construed as an endorsement by us of the content or views of the linked material.  We do not warrant or make any representations, nor are we at all accountable or liable for any statements, actions, representations, or opinions made by individuals or other websites about We cannot be held accountable or responsible for the accuracy of links to other websites.


We do not warrant that the functions contained in these materials will be uninterrupted or error-free.  We will use reasonable efforts to ensure that defects will be corrected on a timely basis.


Privacy Statement – We are committed to safeguarding your privacy online. It is our policy to keep your personal information (such as name, telephone number, mailing address, email address, financial information or other information about you that is not otherwise publicly available) private and confidential.  We do not rent, sell, share or otherwise transfer personal information about you to third parties without your permission.  We will only disclose personal information if it is required by law or if such action is necessary to enforce the Terms of Use, Disclaimers or other notices posted on


Report Errors – If you are receiving email announcements or other communications from us in error or would like to be taken off of our mailing list, please notify us (at Please accept our apologies if you received any mail from us in error. 


Copyright Statement – Copyright © (2019) Harlem Entrepreneurial Fund. All rights reserved.  All text, data, graphics, photographs, images logos, sound recordings, other audio-video works, HTML or other files contained within are the property of Harlem Commonwealth Council, Inc. and the Harlem Entrepreneurial Fund unless otherwise noted, and are copyrighted, trademarked or otherwise protected by intellectual property rights, and may not be reproduced, publicly displayed, adapted, modified, made into derivative works or otherwise reused except by express written permission.


Trademark Statement – The trademarks, service marks, and logos appearing on this website are the property of Harlem Entrepreneurial Fund, including but not limited to, the name… “Harlem Entrepreneurial Fund” and the Harlem Entrepreneurial Fund logo (shown above), and any other trademarks, service marks or logos on this website that are the property of their respective owners, whether registered or unregistered, may not be used except by express written permission.


Notice of Copyright Infringement - Our policy is to comply with all intellectual property laws and to act expeditiously upon receiving any notice of claimed infringement.  If you believe that your work has been reproduced on this website in a manner that constitutes copyright infringement, please provide a notice of copyright infringement containing all of the following information:


  1. A physical or electronic signature of a person authorized to act on behalf of the copyright owner for the purposes of the complaint.

  2. Identification of the copyrighted work claimed to have been infringed.

  3. Identification of the material on our website that is claimed to be infringing or to be the subject of infringing activity.

  4. The address, telephone number or e-mail address of the complaining party.

  5. A statement that the complaining party has a good-faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent or the law.

  6. A statement, under penalty of perjury, that the information in the notice of copyright infringement is accurate, and that the complaining party is authorized to act on behalf of the owner of the right that is allegedly infringed.


Please direct all inquiries and notices to with the subject of “copyright infringement inquiry” or “copyright infringement notice”.




Services Eligibility

  • Minimum Age. You must be at least 18 years old to apply for loans through this Site, unless otherwise specifically noted, and in which case you meet the minimum age indicated.

  • Authorization. By submitting an application on behalf of a company or group, you represent and warrant that you are an authorized to so as an employee or official representative of the company or group. If you are not an authorized employee or official representative, you may not apply for business or other group or company services offered on the website.


User of the Site and/or Services Agreement - By using the site and/or our services you agree to the following:


  • Information Submitted. You are solely responsible for, and assume all liability regarding (a) the information and content you contribute to the Site and/or Services and (b) your interactions with other users through the Site and/or Services.

  • Risk Assumption and Precautions. You assume all risk when using the Site or Services, including but not limited to risks associated with any online and offline interactions with others.

  • Fees. You will promptly pay any fees associated with your use of the Site and/or Services as agreed upon with and/or its subsidiaries.

  • Reporting of Violations. You will promptly report to any violation of the Agreement by others.


Restrictions - You will not use the Site and/or Services in a manner that:

  • Violates or infringes the rights of Harlem Entrepreneurial Fund, other users, or any other party, including patent, trademark, trade secret, copyright, or other intellectual property rights, privacy rights, or publicity rights;

  • Collects, stores, or disseminates personal information about any other user or third party without his/her permission;

  • Uses scripts, bots, or other automated technology to access the Site and/or Services;

  • Interferes with or disrupts the Site and/or Services or servers, computers, or networks connected to the Site and/or Services;

  • Uses the Site and/or Services for chain letter, junk mail, or spam email; or

  • Frames the Site, places pop-up windows over the Site, or affects the display of its pages without Harlem Entrepreneurial Fund’s prior written consent.

  • No False Information. You will not provide inaccurate or false information to Harlem Entrepreneurial Fund, any user, or others.

  • Privacy. You have read, understood, and consented to our Privacy Policy, and by using the Site and/or Services agree to abide by the Privacy Policy.


Indemnity - If anyone brings a claim against Harlem Entrepreneurial Fund,  or any of its subsidiaries, affiliates, related companies, suppliers, licensors, partners, officers, directors, employees, agents, or representatives of each of them (together with Harlem Commonwealth Council, Inc., and/or Harlem Entrepreneurial Fund. Affiliates, Partners, or Supporters) related to your actions, content, or information on the Site or in connection with the Services, or any third party using your account, you will indemnify and hold us harmless from and against all damages, losses, and expenses of any kind (including reasonable legal fees and costs) related to such claim.


Harlem Entrepreneurial Fund Affiliates, Partners, or Supporters, reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us and you agree to cooperate with our defense of the claims. You agree not to settle any matter without the prior written consent of Harlem Entrepreneurial Fund.

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