Grow and scale your business with a HEF loan.

The Harlem Entrepreneurial Fund has been offering loans to minority and women-owned businesses in underserved communities in the Greater New York area since 2008.

Find the right loan for your business

  • HEF Credit Builder Loan

    Increase your credit score with a HEF Credit Builder Loan. This loan ranges from $500 to $5,000.

  • HEF Small Business Loan

    Grow your business with the HEF Small Business Loan. This loan provides low-rate financing up to $250,000.

  • SBA Microloan

    The microloan program provides loans up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand.

  • SBA Community Advantage Loan

    If you're a woman, veteran, or minority entrepreneur, we offer loans up to $350,000, a flexible 10-year term, and competitive interest rates.

  • Empire State Small Business Revolving Loan Fund

    A major obstacle business owners encounter is the lack of capital needed for growth. However, there are several options business owners can explore to raise capital.

Our Impact

  • Nearly $11 million

    in loans to businesses

  • 90% of Loans

    disbursed to minority or women-owned businesses

  • 1,500 Jobs

    created or retained

  • Over 900 hours

    in Technical Assistance programs for small businesses

“I have found HEF to be a very nurturing partner. They were easy to work with, understanding of our situation, and committed to helping us achieve the growth we are poised for.”

Karl Franz Williams
Founder & CEO, Uncle Waithley’s

How can we help you?

Contact us for more information on our programs.